Introduction to Banking and Finance LawRapid Skillz
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- Short course
Cosa impari in questo corso?
Banking and Finance
This Course Consist of the following contents -Unit 1: Introduction -Explore the history and evolution of modern banking around the world. Understand what it means to be a commercial bank in todays world. Learn about the key milestones in the evolution of banking institutions in India. Unit 2: Understanding the Relationship between Banker and Customer -Identify who is a customer of a bank. Study the basic principles defining the banker-customer relationship. Understand the rights, duties, and obligations of the bank in a banker-customer relationship. Unit 3: Understanding the Banking (Regulation) Act, 1949 -Learn about the Banking Regulation Act, 1949 that serves as the primary source of regulation for banking companies. Study the structure of this Act and examine the key provisions applicable to banking companies and cooperative banks. Unit 4: Understanding the Role of the Reserve Bank of India (RBI) -Study the main functions of the RBI and its organisational structure. Analyse the powers accorded to the RBI to govern commercial banks. Unit 5: Understanding Loans and Advances by Banks -Learn more about the principal way in which banks employ the funds deposited with them—lending. Study the concepts of loans and advances and distinguish between the two. Understand the statutory and regulatory restrictions in place relating to loans and advances extended by banks. Unit 6: Payment of Principal and Interest -Study the regulatory framework governing the payment of principal and interest by debtors to banks. Distinguish and analyse the different kinds of interest charged by banks in lending transactions. Unit 7: Securing Loans and Advances -Understand the concept of security for loans and advances and its implications. Study the various kinds of assets that typically form security for loans. Learn about the other forms of comfort that a bank may take to secure the loan. Unit 8: Banking Operations -Learn about some more regulatory aspects of banking operations. Understand the law relating to the setting up of an account with a bank. Study the law relating to cheques and other negotiable instruments. Analyse the manner in which the RBI regulates payment and settlement systems.
This Course is made for students and they get A crystal clear understanding of the plethora of regulations governing the banking sector. Ground knowledge of corporate finance vis-à-vis banking. A holistic overview of the entire legal and regulatory framework governing the banking industry.